Debt-to-Income Ratio
Introduction
This calculator is used to measure the amount of debt you have as compared to your income. To use this calculator you need to know your gross income (before taxes) and your monthly debt payments (excluding mortgage/rent).
The above simple test is one method of predicting whether your personal or business affairs are becoming insolvent or not.
If you have a debt to income ratio of 50% or more you may be in danger of becoming insolvent or your finances will need to be closely investigated.
In order to enquire where all your money is being spent please complete the 'Budget Calculator'.
The UK Insolvency Helpline has a very effective, workable and legal answer - call us now on:



